Forms and Publications
Perkins Total and Permanent Disability Cancellation Application
Borrowers of Perkins loans, who become totally and permanently disabled, may be eligible to have their loan discharged. The borrower must complete sections one and two of the application, and section three must be completed and certified by their physician. Borrowers are responsible for remitting the completed application to the Brown University loan office.
Brown University will make a preliminary determination as to whether the borrower meets the criteria for discharge. If the borrower meets the criteria, the loan(s) will be assigned to the Department of Education's Disability Discharge Unit and will be placed in a conditional discharge status for up to three years. The borrower is not required to make payments and interest will not accrue during the conditional discharge period.
The Department of Education will monitor the borrower during the conditional period. If the Department determines that the borrower met the criteria during and at the end of the conditional period, a final discharge will be granted. If the borrower did not meet the conditions at any time during or at the end of the conditional period, the borrower will not receive a final discharge and will be responsible for repaying the loan(s) in accordance with the terms of their promissory note(s). Borrowers will not be required to pay interest that accrued during the conditional period. The Department of Education will continue to be the loan holder until the loan is paid in full.