Dental Insurance
Human Resources Policy: 30.002Staff holding positions on the regular payroll are eligible to elect dental insurance through Brown. There is a maximum benefit amount per enrolled member for covered services each year. An Open Enrollment period is held, usually on an annual basis, at which time staff can add, drop or change their level of coverage. This policy is administered by the Benefits Office which can provide additional information.
Eligibility for Dental Insurance
Staff may elect to cover themselves, and, if applicable, their spouses and/or children. Spouses may include those who are legally married, those who fit the definition of common law spouse or same sex domestic partners who meet defined criteria. Children may include the employee's unmarried natural and/or legally adopted children, or children for whom the employee has been granted legal guardianship. Except in certain circumstances, children must be under the age of 19 or full-time students under the age of 25.
Dental coverage becomes effective the first day of the month following or coinciding with three full months of employment. Coverage ceases at the end of the month in which eligibility ends.
Please contact the Benefits Office for further information on eligibility for Dental Insurance.
Cost for Dental Insurance
Costs are outlined in information packages distributed at New Employee Orientation and during Open Enrollment and may also be obtained from the Benefits Office. Brown contributes to the cost of dental insurance coverage.
Tax Treatment of Dental Insurance
Employees' paychecks are generally reduced monthly by the amount of the appropriate dental insurance premiums on a pre-tax basis. This pre-tax plan is governed by Internal Revenue Service regulations. A post-tax option is also available.
Services Covered Under Dental Insurance
For more information on the dental plan and covered services, contact the Benefits Office.