The Office of Financial Aid, the Bursar and the Loan Office are available to provide information about financing options and to assist families with developing a financing plan. We strongly encourage you to review the financing options referenced below. The Bursar's Office requires payment by August 1 for fall semester and January 1 for spring semester. All aid, regardless of source or origination, must be credited first toward college-billed charges, such as tuition, fees, and room and board. If, after deducting your anticipated financial aid from these charges, you will owe a balance, there are a number of payment options and resources you may consider.

Brown's Installment Payment Plan (IPP): Managed by the Bursar's Office, Brown's IPP enables students and their families to make interest-free monthly installments to cover each semester's tuition, housing, meals, required fees, and other charges. The IPP is available for the fall and spring semesters only. Enrollment in the plan for fall semester begins late June; enrollment in the plan for spring semester begins mid-November. Each semester of enrollment requires a $75 non-refundable enrollment fee. The IPP can be updated once your financial aid award is complete. Typically, awards for the upcoming year are completed mid to late June. More detailed information and application instructions may be obtained from the Bursar's Office website.

Federal Direct PLUS Loans: The Federal Direct PLUS Loan is available to assist qualifying parents, guardians and graduate students in borrowing all or a portion of the cost of education.  Additional information on the PLUS loan program may be obtained by visiting the Loan Office website.

Federal Student Loans: The Direct Loan program provides low-interest loans to qualifying students to assist with paying for educational expenses.  Even though a student was not offered a federal student loan in his or her initial financial aid package, U.S citizens and permanent residents may be eligible to borrow either a subsidized or unsubsidized Federal Direct Loan.  Detailed information about these loans, including maximum borrowing limits, is available on the Loan Office web site.  Students wishing to borrow loans should complete the loan request form in Banner Self Service by following the link to ‘Request Loans or Accept Loan Offers’ in the ‘Undergraduate Students’ options menu.

Brown 20th Century Loan - Limited Brown 20th Century Loan funding may be available to high need students.  Detailed information about this loan is available on the Loan Office web site.  Students interested in this loan should contact the Office of Financial Aid to discuss possible eligibility.

Private Student Loans: If you are considering borrowing a Private Loan please review this information.