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Loan Programs, Interest Rates, and Fees


Families are encouraged to learn about financing options and make informed financial decisions. In addition to Grants and Scholarships, consider the following financing options. Click the links below to interest rates, fees, and details specific to each option.

Installment Payment Plan (IPP)
Federal Loans
Brown University Institutional Loans

Private Loans 

Grant, scholarship, and loan eligibility is determined by the Financial Aid Offices.
Undergraduate Students: Contact the Office of Financial Aid and review Educational Financing.
Graduate Students: Contact the Office of Financial Aid and review the Graduate Overview
Medical Students: Contact the Alpert Medical School (AMS) Office of Financial Aid.

Borrowing Wisely

If loans are part of your plan, you'll want to borrow wisely to keep your loan debt as low as possible.  Assess your needs before you borrow, accept only the portion of loans that you need, and choose loans with the lowest interest rates and best borrower benefits.  See our Helpful Tips for Loan Borrowers 

Reduce your refund - If you have borrowed loans and your student account has a credit balance (overpaid), think about reducing the amount you've borrowed. If you don't need the full amount, send a detailed email to to reduce your loans and lower your student loan debt.  If you actually need the full amount, request an electronic student account refund through the Bursar's Office.