Health Insurance Option

All Exchange Visitors are required to maintain health and accident insurance coverage during the entire time they participate in an Exchange Visitor program.

The US State Department recently updated the regulations for health insurance for International Students. Please be sure your policy includes the following:

  • Medical Benefits - US$100,000.00 
  • Repatriation of Remains - US$25,000.00 
  • Medical Evacuation - US$50,000.00 
  • Deductible per accident or illness - US$500.00 

 Proof of coverage must be in English.  

Coverage must extend for your entire stay at Brown.

Any insurance policy secured to fulfill the above requirements, must be underwritten by an insurance corporation having an A.M.Best rating of "A" or above, an Insurance Solvency International, Ltd. (ISI) rating of "A-1" or above, a Standard and Poor's Claims-paying Ability rating of "A" or above, a Weiss Research, Inc. rating of "B+" or above, or such other rating service that the Exchange Visitor Program may specify.

Insurance coverage backed by the full faith and credit of the government of the Exchange Visitor's home country shall be deemed to meet the requirement. 

An Exchange Visitor who willfully fails to maintain the insurance coverage as set forth or who makes a material misrepresentation to the sponsor regarding the coverage will be considered to be in violation of the USIA regulations and will be subject to termination as an Exchange Visitor participant. It is the exchange visitor’s responsibility, not Brown's, to obtain and maintain insurance coverage.