Financial Wellness

Personal Finance:   Aashish Shah, MD19, again this year has teamed up with the AMSAashish Shah, MD19Aashish Shah, MD19 Office of Financial Aid  to present cash management tips for your semester refunds and simple principles of "value your dollar" and "avoid impulse spending."  His first 2017-2018 presentation was during the MD21 Orientation.  His first financial publication, Ten Simple Finance Lessons for the Medical Student and Young Physician, is available in pdf form on this site.  It is relevant and worthwhile to read!  Workshops will be held throughout 2017-2018 and are open to all AMS students.    

AMS Financial Literacy Programs:  The AMS Office of Financial Aid welcomes individualized financial counseling sessions before, during, and after your medical school years.  We are available weekdays from 8:30am - 5:00pm, so please schedule an appointment at your convenience by emailing us at or give us a call at 401-863-1142.  We provide easily accessible, individual financial guidance, and encourage medical students to join us for mandatory first year one-on-one meetings, fourth year loan repayment strategy sessions and online loan entrance and exit counseling requirements.  

American Association of Medical Colleges (AAMC) has a vast array of financial tools to assist you during your medical school years.  Their FIRST program, Financial Information, Resources, Services and Tools, is available free-of-charge for medical students.

Helpful hints:
  • Request a credit report each year at
  • Remove credit freeze first before requesting a Direct PLUS loan on  This action cannot be done by AMS or Federal Student Aid.  If a borrower places a credit freeze at only one credit bureau, Federal Student Aid could still receive credit determination from secondary credit bureau.