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Affordable Care Act: Health Insurance Notice

November 8, 2018

Dear Graduate Students: 

The Affordable Care Act (ACA), also known as Obamacare, requires employers with 50 or more employees to offer employer-sponsored medical coverage to at least 95% of employees who work an average of 30 hours or more per week. Brown continues to offer our employer-sponsored high deductible health plan at the full cost of $510.79 per month to any student who is interested in the plan and believes he or she qualifies for it.

Graduate students whose training includes appointments as fellows, teaching assistants, proctors, or research assistants generally devote up to 20 hours per week in that directed role. Please see the Graduate School Handbook for additional information. 

This letter provides notice of this offer, while noting that all students enrolled at the University are required to show proof of insurance and all registered students are automatically enrolled in the University's Student Health Insurance Plan (SHIP). Under the five-year guarantee of support for doctoral students, the University provides health-insurance subsidies for SHIP coverage; all other graduate students are able to purchase SHIP coverage or show proof of comparable coverage. 

The SHIP coverage has been expanded to include all ACA mandates and is equal to a platinum level ACA plan. For specific information about SHIP coverage and co-pays, please follow this link. If you are a current graduate student and would like to consider enrolling in Brown’s employer plan beginning January 1, 2019, please contact Cynthia Schimelpfenig, Associate Director of Benefits, at 401-863-7568 or [email protected].


Drew Murphy
Director of Benefits
Brown University