Insurance? What for? You’re invincible, right? If you were to take inventory of all your clothes, your room furnishings, your electronics (e.g. phone, computer), jewelry, or any other possessions, could you afford to replace them if they were stolen or damaged? Life happens to all of us, so read on.
Fake accounts for student lending giant Sallie Mae are popping up all over Instagram in an attempt to steal student identities, according to Scambook, a website dedicated to detecting bogus sites and warning consumers about using them," CBS MoneyWatch reports.
Identity theft is the nation’s fastest growing white collar crime. “Identity theft” refers to crimes in which someone wrongfully obtains and fraudulently uses a person’s personal identifying information such as name, date of birth, social security number, driver’s license number and financial identity – credit card or bank account. Your personal data can be used if it falls into the wrong hands, allowing criminals to profit at your loss. It is important to take steps to minimize your risk of experiencing identity theft.
After reviewing many proposals and much political volleying, President Obama finally signed the “Bipartisan Student Loan Certainty Act of 2013”, effective July 1. This law newly defines the structure of interest rates for student federal loan programs, tying the interest rates for federal loans to market interest rates. Note that the interest rates have long been structured differently for undergraduate students and graduates students. This continues under the new plan.