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Manage your loans online at http://heartland.ecsi.net. View our Cheat Sheet to create your account access.
Undergraduate students: Learn more about the Brown Promise.
Graduating loan borrowers: See "Graduation & Exit Counseling" for details about graduation requirements.
We email important information to students' Brown email accounts. If you're looking for an update on your loans, see if we have emailed you recently to help you complete the loan process.
Quick Links
Before You Borrow
| Borrow Wisely | Federal Loans |
| Loan Process - Application, Requirements, Disbursement | Brown U Institutional Loans |
| PLUS Loans Application Process | Private Loans |
| Loan Repayment Estimator | TEACH Grants |
Leaving Brown
| Graduation & Loan Exit Counseling | Leave-Taking & Loan Exit Counseling |
Repay Your Loans
Your Loans & Refunds: If you have borrowed loans and your student account has a credit balance (overpaid), think about reducing the amount you've borrowed. If you don't need the full amount, send a detailed email to loans@brown.edu to reduce your loans and lower your student loan debt. If you actually need the full amount, request an electronic student account refund through the Bursar's Office.
Call, Email, or Visit!
Contact us for help navigating the loan process, understanding your repayment options, or for help in bringing your loans current.