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Undergraduate students: Learn more about the Brown Promise
Leaving School:  See "Graduation & Exit Counseling" for details about loan exit counseling requirements.
Repaying Perkins or institutional loans: access & pay your loans at heartland.ecsi.net. Use our Cheat Sheet to register.
1098E tax forms: Interest paid on Perkins & institutional loans will be reported on January loan billing statements. 
Your Loans & Refunds:  If your student account has a credit balance, consider reducing the amount of loans borrowed for the current academic year.  Email [email protected] to reduce your loan amount and lower your student loan debt. 

We email important information to students' Brown email accounts. If you're looking for an update on your loans, see if we have emailed you recently to help you complete the loan process


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Before You Borrow

Borrow Wisely Federal Loans
Loan Process - Application, Requirements, Disbursement Brown U Institutional Loans
PLUS Loans Application Process Private Loans
Loan Repayment Estimator TEACH Grants

Leaving Brown

Graduation & Loan Exit Counseling Leave-Taking & Loan Exit Counseling

Repay Your Loans

Grace Period Medical Loan Borrowers
Planning Your Repayment Postpone Repayment (Deferment/Forbearance)
Repay Your Federal Direct Loans Cancellation & Forgiveness
Repay Your Federal Perkins & Institutional Loans Consolidation
Understanding Interest Avoid Default & Keep Loans Current