Before You Borrow

If loans are part of your plan, you'll want to borrow wisely to keep your loan debt as low as possible.  The information provided on these pages provide resources to assist in making borrowing decisions.

Cohort Default Rate

A cohort default rate is the percentage of a school's borrowers who enter repayment on federal stduent loans during a particular federal fiscal year (FY), October 1 to September 30, and default within the cohort default period.

The National Default Rate for FY2019 is 2.3%. Brown University's cohort default rate for that same period is 0.6%.

Please refer to for a more in-depth description of cohort default rates.

Before You Borrow Quick Links

Borrow Wisely - Financial Considerations Federal Loans
Loan Process - Application, Requirements, Disbursement Brown U Institutional Loans
PLUS Loans Application Process Private Loans
Loan Repayment Estimator TEACH Grants