Eligible employees of Brown University have a choice between two health insurance carriers. Both Blue Cross/Blue Shield and UnitedHealth offer a Comprehesive Plan (PPO); UnitedHealthcare also offers a High Deductible Plan (CDHP) with a health savings account (HSA).
Brown University offers dental insurance to eligible employees through Delta Dental of Rhode Island. After a three month waiting period, employees may choose between two plan options.
Vision coverage is offered through VSP's Choice Plan. VSP offers a network of providers and discounts at high-quality retail chains.
Optum Rx is Brown University's pharmacy benefit provider. Employees are automatically enrolled in prescription coverage once they enroll in one of Brown's health plans.
A Healthcare Flexbile Spending Account (FSA) allows eligible employees, who are not currently contributing to an HSA account, to set aside pre-tax dollars through a payroll deduction to be used for eligible health and/or dental expenses.
Brown University provides eligible employees with employer paid basic life and accidental death and dismemberment insurance plans. Eligible employees may enroll in additional insurance for their spouse, child, or themselves through payroll deduction. Business Travel Accident Plan information can also be found on this page.
Brown University provides eligible employees with an employer paid long-term disability insurance plan.
Wellness at Brown, the University's employee wellbeing program, offers employees on-site programs, online tools, and incentives to encourage healthy lifestyles.
The Faculty/Staff Assistance Program (FSAP), administered by e4health, offers personal and financial counseling, legal resources, and other services to support employees and their families.
Employees and dependents covered under one of Brown's health insurance plans have access to board-certified physicians through phone and/or video consultations.