Eligible employees may select coverage under any of the three plans listed below. No exclusions for pre-existing conditions are included in any of the plans. They all have an in-network and an out-of-network option. In-network services require a nominal copayment; out-of-network services involve claim forms, deductibles, co-insurance and out-of-pocket maximums. Please refer to the Decision Guide for additional information.
Pharmacy is not included in your health plan, but you are automatically enrolled in prescription drug coverage when a Brown health plan is elected. View the Prescription Drug Coverage page to learn about your OptumRX pharmacy benefit.
Under the Patient Protection and Affordable Care Act (PPACA) employers are required to provide a Summary of Benefits and Coverage notice to help assist employees make informed decisions regarding employer provided health insurance.
Blue Cross Blue Shield of Rhode Island - HealthMate Coast-to-Coast (comprehensive coverage)
UnitedHealthcare - Choice Plus (comprehensive coverage)
UnitedHealthcare - Choice Plus with HSA Plan (high deductible coverage)
Health Savings Account
If you elect the UnitedHealthcare Choice Plus with HSA Plan, also known as the Consumer-Directed Health Plan, you are also eligible to participate in the Health Savings Account through Optum Bank. Watch any of these two-minute videos to learn how a Health Savings Account works with a high deductible plan.
Blue Cross Blue Shield of Rhode Island: When using the online directory to find providers outside of Rhode Island, please select Blue Card PPO from the product list.
UnitedHealthcare of New England: When using the online directory to find a participating provider, please choose the UnitedHealthcare Choice Plus Plan.
CurrentCare is Rhode Island's Health Information Exchange (HIE). CurrentCare is a virtual integrated electronic medical record (EMR) system that helps health care professionals access patient information quickly and easily so they can integrate health care to treat the whole person. Developed by the State of Rhode Island in partnership with the Rhode Island Quality Institute, CurrentCare ensures that a patient’s providers have all the information to provide them with the most complete care possible.
UnitedHealthcare provides the Real Appeal program which represents a practical solution for weight related conditions, with the goal of helping people at risk from obesity-related diseases and those who want to maintain a healthy lifestyle. This program is designed to support individuals over the age of 18. This intensive, multi-component behavioral intervention provides a 52-week virtual approach that includes one-on-one coaching and online group participation with supporting video content, delivered by a live virtual coach.
The Choosing Wisely program was founded by the American Board of Internal Medicine Foundation. Choosing Wisely offers topical articles and videos on common tests, medications, procedures, and imaging. When talking with your doctor, knowing your options and asking the right questions can often result in more personalized care and can reduce unnecessary services.