Health Plans

Eligible employees may select coverage under any of the three plans listed below. No exclusions for pre-existing conditions are included in any of the plans. They all have an in-network and an out-of-network option. In-network services require a nominal copayment; out-of-network services involve claim forms, deductibles, co-insurance and out-of-pocket maximums. Please refer to the Decision Guide for additional information.

Pharmacy is not included in your health plan, but you are automatically enrolled in prescription drug coverage when a Brown health plan is elected. View the Prescription Drug Coverage page to learn about your OptumRX pharmacy benefit.

Under the Patient Protection and Affordable Care Act (PPACA) employers are required to provide a Summary of Benefits and Coverage notice to help assist employees make informed decisions regarding employer provided health insurance. 

Plan Carriers

Blue Cross Blue Shield of Rhode Island - HealthMate Coast-to-Coast (comprehensive coverage)

UnitedHealthcare - Choice Plus (comprehensive coverage)

UnitedHealthcare - Choice Plus with HSA Plan (high deductible coverage)

United Healthcare has partnered with Naviguard. Naviguard provides advocacy to help with out-of-network medical bills for those enrolled in United Healthcare coverage. 

Health Savings Account

If you elect the UnitedHealthcare Choice Plus with HSA Plan, also known as the Consumer-Directed Health Plan, you are also eligible to participate in the Health Savings Account through Optum Bank. Watch any of these two-minute videos to learn how a Health Savings Account works with a high deductible plan.

Health Plan Resources

Blue Cross Members United Healthcare Members


CurrentCare is Rhode Island's Health Information Exchange (HIE). CurrentCare is a virtual integrated electronic medical record (EMR) system that helps health care professionals access patient information quickly and easily so they can integrate health care to treat the whole person. Developed by the State of Rhode Island in partnership with the Rhode Island Quality Institute, CurrentCare ensures that a patient’s providers have all the information to provide them with the most complete care possible.

Real Appeal

UnitedHealthcare provides the Real Appeal program which represents a practical solution for weight related conditions, with the goal of helping people at risk from obesity-related diseases and those who want to maintain a healthy lifestyle. This program is designed to support individuals over the age of 18. This intensive, multi-component behavioral intervention provides a 52-week virtual approach that includes one-on-one coaching and online group participation with supporting video content, delivered by a live virtual coach.

Customer Service: 1-844-924-7325 

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Brown now offers Livongo for Diabetes as part of our continuing efforts to enhance benefits and help maintain and improve health. The Livongo for Diabetes Program makes living with diabetes easier by providing you with a connected meter, unlimited strips, and coaching. The optional program is offered at no cost to faculty, staff and dependents with diabetes and coverage through a Brown health plan.

Learn more.

Transparency in Coverage